New generation online banking

Kviku is a fast-growing leader in global Fintech since 2013

Our Story

5 mln client applications

Since our establishment, we have processed more than 5 mln client applications and have issued Point of Sale Loans, Virtual Credit Cards, and Lines of Credit totaling almost EUR 100 mln.

The first loan in 2013

We issued the first loan in 2013 and have since then developed cutting edge credit scoring and online identification technology allowing us to gain a solid footprint in every country of operation.

Fully online banking

Kviku is one of the fastest-growing Fintech lending groups globally. We position ourselves as a B2B2C credit platform which provides instant lending solutions to customers all over the world.

Geographical coverage

Our key consumer products include: Virtual Credit Cards, Point of Sale Loans and Lines of Credit.
Credit Card
Loan sizeup to eur 1 000
Loan termup to 1 year
Point Of
Sale Loan
Loan sizeup to eur 2 000
Loan term2 - 12 months
Of Credit
Loan sizeup to eur 3 000
Loan term6 months
GDP per capital ($)
Population (mln)
Internet penetration

Why us?

Diversified growth

We are focusing on product and geographical diversification with current presence in 6 countries across Europe and Asia

Innovative technologies

Our fully in-house IT platform and credit scoring models have proved its sustainability over the years and over different markets

Solid funding base

Our loan portfolio is financed by own funds and retail investors. We are also backed by institutional investors in Europe and Asia

Press about us